Loan Against Property

A Loan Against Property (LAP) helps you unlock the value of your residential or commercial property by pledging it as collateral. Whether you need funds for business expansion, personal commitments, or emergencies, Credit First India Pvt. Ltd. provides high-value LAP solutions at competitive interest rates with quick approval and flexible repayment terms.

To qualify for a Loan Against Property, the applicant must be between 21 to 65 years of age, have a minimum monthly income of ₹25,000, and hold a good credit score of 700 or more. Salaried and self-employed professionals with valid proof of address and Indian residency are eligible. We ensure a seamless experience with minimal documentation and expert guidance throughout the process.